ROLE PURPOSE The role of a Deputy Risk Officer is to communicate risk policies and processes for an organization.
Provide hands-on development of risk models involving market, credit and operational risk, assure controls are operating effectively, and provide research and analytical support.
PRIMARY RESPONSIBILITIES Monitoring the effectiveness of existing scoring models; Analysis of additional data sources, including data in scoring models; Monitoring and analyzing the quality of the retail loan portfolio; Forecast and control of returns, losses, and reserves for retail loan portfolios; Analysis and forecasting of the main indicators for reserving homogeneous loans; Working on operational processes in the field of recovery and verification; Working with a Country Manager to develop a strategy.
Skills : Outstanding analytical skills; Self-motivated, with the ability to lead and drive change initiatives; Good organizational/time management skills; Structural thinking; Ability to be hands-on with high attention to detail while maintaining a strategic standpoint; Willingness to work in a fast-growing company environment and adapt quickly to changes.
Knowledge/Abilities : Methodological way of working and ability to cope with competing demands and prioritize tasks; Eagerness to develop skills and progress within the company structure; Proven track record with financial, telecom, or online mass market products; Hands-on with data analysis tools such as SQL queries; Data-driven decision making; Banking or lending business knowledge is a strong plus; Understanding of business processes in retail lending.
Education : Higher Technical; English and Spanish Advanced.
Experience Target : Experience in retail credit risks for 3 years; Experience with Python (experience in developing and validating scoring models).
Travel Required : Regular business travel is required.
BENEFITS : Attractive compensation, health benefits, kitchen with free coffee and fruit each Monday, Wednesday, and Friday; Team building activities and work in an international and passionate environment.
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