Credit Analyst with English and French page is loaded Credit Analyst with English and French Postuler locations Barcelona, Spain time type Full time posted on Offre publiée aujourd'hui job requisition id JR-2024-10183 Chez Air Products, notre objectif est de rassembler les gens pour réimaginer ce qui est possible, collaborer et innover des solutions aux défis les plus importants du monde en matière d'énergie et de durabilité de l'environnement. Grandissez avec nous et construisons ensemble l'avenir en devenant la société de gaz industriels la plus sûre, la plus diversifiée et la plus rentable au monde.
Réimaginer ce qui est possible And at the European Shared Services Center based in Cornellà de Llobregat, with more than 300 employees, we support the group's various subsidiaries of all Europe and other regions. We have built an outstanding multicultural environment composed by employees of around 30 different nationalities.
We are looking for a Credit Analyst with English and French based in Barcelona.
This role provides primary financial analysis, risk assessment, and credit recommendations for new and existing customers, across various business areas in Europe.
You will work in a cross functional environment and be the primary credit interface with Business Area Sales Managers and Sales reps, Customer Service, Collections/Accounts Receivable, and Corporate Treasury.
You will engage in direct interactions with external customers relating to financial analysis matters and manage SAP blocked customer orders.
As Credit Analyst, you will: • Conduct financial analysis and presents credit worthiness recommendations for new and/or existing clients, utilizing external Credit rating agencies, customer financials and internal data.
• Undertake regular reviews and analysis of the risk on the assigned account portfolios, highlighting bad debt exposure to OTC and Commercial management, and recommend measures to reduce risk.
• Work with the Business Area(s) to develop customer specific credit strategies.
• Build external customer relationships, where required.
• Regularly review of compliance to key processes and Credit Policy (GEP, Credit Granting, Workflow routing) and the identification of work process improvement opportunities (utilizing CI tools).
• Regularly review of the assigned portfolio to ensure that the credit limit, check rule, block reason, terms, risk labels and associated system flags reflect the current account status.
You will have: Fluent English and French; any other language is an advantage.
Understanding of financial statements, industry trends, and external credit rating reports (would be considered and advantage).
Previous Finance, Credit/Collections, or business/commercial experience.
Proven ability to present concise recommendations to senior management and cross functional teams.
University degree, preferably in a related field (Economics, Accounting & Finance, Commerce, Business Administration).
SAP R/3, Business Warehouse experience (would be considered an advantage).
Strong time-management, analysis, and prioritization skills.
Proactive professional profile with strong teamwork skills.
What we offer and what you get in return:
We offer a competitive salary and benefits package, a culture of respect, challenge, and innovation – with excellent opportunities for growth and development. We care about work-life balance, so you will have the possibility to work from home 3 days a week.
Bring your possible and grow with us as we embark on building tomorrow together by being the safest, most diverse, and most profitable industrial gas company in the world.
#LI-AD2#LI-HybridNous sommes le plus grand producteur d'hydrogène au monde et possédons plus de 80 ans d'expérience dans le domaine des gaz industriels. Nous sommes des experts de l'hydrogène et des gaz industriels qui fournissent des solutions sûres et complètes, qui investissent dans des projets d'énergie propre à grande échelle et qui font progresser l'industrie pour créer un avenir plus propre.
Chez Air Products, nous travaillons dans un environnement où la sécurité passe avant tout, où la diversité est essentielle, où l'inclusion est notre culture et où chaque personne sait qu'elle a sa place et qu'elle compte. Pour en savoir plus, consultez la page À propos d'Air Products.
Contactez-nousMore than 23,000 passionate, talented and committed employees from diverse backgrounds are driven by Air Products' higher purpose to create innovative solutions that benefit the environment, enhance sustainability and reimagine what's possible to address the challenges facing customers, communities, and the world.
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