Tech Lead, Payments & Cards – Madrid, Spain (Hybrid) ID: JR0117251 Do you have a deep understanding of card processing systems, real-time payment networks, and related technologies? Do you have a good engineering knowledge in the card space across Visa, Mastercard, and other providers? If so, then it's time to join Western Union's new Digital Banking hub. Western Union powers your pursuit. The Payments Card Tech Lead will architect solutions for software engineering teams, who are responsible for building and managing the card processing, card issuing, real time payment network, SEPA / SWIFT, PLAID and additional pay-in and pay out systems. Role Responsibilities Set up card processing and card issuing, integrate card processing systems into existing payment rails to enable seamless interfaces across global channels. Engineer and develop card processing capabilities to fund transactions via cryptocurrency. Engineer real-time payment solutions and expand new pay-in and pay-out channels. Collaborate with the Project Manager and other stakeholders to plan and schedule product releases. Proactively suggest areas for improvement and enhancement, working with managers and peers. Work with industry partners to integrate our systems with other applications or systems. Build daily, weekly, and monthly card processing, card issuing, and settlement solutions. Troubleshoot integration issues and coordinate issue resolution with operations, functional, and technical teams. Role Requirements A bachelor's degree in computer science or related engineering fields, with 5+ years of experience within the payment cards industry (Visa and Mastercard Debit, Credit or Prepaid preferred). 5+ years of experience in building backend card processing capabilities and launching business-critical customer banking products. Knowledge of prepaid card business and how to issue cards to receivers with the ability to offer reloadable cards. Experience in solutioning digital integrations with backend banking platforms. Experience working with software tools, platforms, and processes required to support development in MuleSoft. Experience with Outsystems UI, .NET, SOAP/REST web services, and APIs. Experience in Snowflake data cloud or similar cloud databases. Knowledge of cloud-based core banking platforms, such as Mambu. Have good architecture design and scalability problem-solving experience. Experience working with card issuer processor platforms like Marqeta, Fiserv, Tsys and network schemes. We make financial services accessible to humans everywhere. Join us for what's next. Western Union is positioned to become the world's most accessible financial services company —transforming lives and communities.? To support this, we have launched a Digital Banking Service and Wallet across several European markets to enhance our customers' experiences by offering a state-of-the-art digital Ecosystem. More than moving money, we design easy-to-use products and services for our digital and physical financial ecosystem that help our customers move forward. ? Just as we help our global customers prosper, we support our employees in achieving their professional aspirations. You'll have plenty of opportunities to learn new skills and build a career, as well as receive a great compensation package. If you're ready to help drive the future of financial services, it's time for Western Union. Learn more about our purpose and people at https://careers.westernunion.com/ ? Benefits You will also have access to short-term incentives, multiple health insurance options, accident and life insurance, and access to best-in-class development platforms, to name a few ( https://careers.westernunion.com/global-benefits/ ). Please see the location-specific benefits below and note that your Recruiter may share additional role-specific benefits during your interview process or in an offer of employment. ?Your Spain specific benefits include: 25 days annual leave – plus 14 public holidays Comprehensive life & medical cover – including dependents. Contributory pension plan Preventative Care Assistance program ? Western Union values in-person collaboration, learning, and ideation whenever possible. We believe this creates value through common ways of working and supports the execution of enterprise objectives which will ultimately help us achieve our strategic goals. By connecting face-to-face, we are better able to learn from our peers, problem-solve together, and innovate. ?Our Hybrid Work Model categorizes each role into one of three categories. Western Union has determined the category of this role to be Hybrid. This is defined as a flexible working arrangement that enables employees to divide their time between working from home and working from an office location. The expectation is to work from the office a minimum of three days a week. ?We are passionate about diversity. Our commitment is to provide an inclusive culture that celebrates the unique backgrounds and perspectives of our global teams while reflecting the communities we serve. We do not discriminate based on race, color, national origin, religion, political affiliation, sex (including pregnancy), sexual orientation, gender identity, age, disability, marital status, or veteran status. The company will provide accommodation to applicants, including those with disabilities, during the recruitment process, following applicable laws.
